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RINGKUANGAN, A. E-money, ease of transaction, Consumptive Behavior: Uang elektronik, kemudahan transaksi, perilaku konsumtif. Jurnal Equilibrium , [S. l.], v. 2, n. 2, 2021. Disponível em: https://ejurnal.unima.ac.id/index.php/equilibrium/article/view/2850. Acesso em: 29 jul. 2025.