“ Online Loan Victims: Analysis Of Depression Stress and Anxiety Levels Based On Dass Depression Anxiety Stress Scale 42 in North Sulawesi”. JURNAL PARADIGMA : Journal of Sociology Research and Education 5, no. 1 (June 27, 2024): 213 226. Accessed December 17, 2025. https://ejurnal.unima.ac.id/index.php/paradigma/article/view/8733.