PENGARUH DANA PIHAK KETIGA TINGKAT SUKU BUNGA DAN NON PERFORMING LOAN TERHADAP PENYALURAN KREDIT UMKM DI BANK SULUTGO. J. Equilibrium [Internet]. 2023 Dec. 31 [cited 2025 Dec. 13];4(3):1 9. Available from: https://ejurnal.unima.ac.id/index.php/equilibrium/article/view/6985