PENGARUH LITERASI KEUANGAN DAN SIKAP KEUANGAN TERHADAP PERILAKU PENGELOLAAN KEUANGAN KELUARGA DALAM MEMENUHI KEBUTUHAN PENDIDIKAN ANAK DI KELURAHAN GOGAGOMAN KECAMATAN KOTAMOBAGU BARAT KOTA KOTAMOBAGU
DOI:
https://doi.org/10.53682/jpeunima.v3i1.4047Keywords:
Financial Literacy, Financial Attitude, Behavior of Family Financial ManagementAbstract
ABSTRAK< strong>< p>
Penelitian ini bertujuan untuk mengetahui pengaruh literasi keuangan dan sikap keuangan terhadap perilaku pengelolaan keuangan keluarga dalam memenuhi Pendidikan anak di Kelurahan Gogagoman Kecamatan Kotamobagu Barat Kota Kotamobagu Metode penelitian ini adalah metode survey dengan sampel 41 orang Teknik pengumpulan data adalah teknik kuesioner angket observasi dan dokumentasi Hasil penelitian dianalisis dengan metode analisis regresi linier ganda dan analisis korelasi ganda Adapun hasil dari penelitian ini menunjukan : 1 Literasi keuangan berpengaruh positif dan signifikan terhadap perilaku pengelolaan keuangan keluarga dalam memenuhi Pendidikan anak di Kelurahan Gogagoman Kecamatan Kotamobagu Barat Kota Kotamobagu sebesar 14 51 dengan jumlah gt; nbsp;2 573 gt; 2 02269 dan jumlah nbsp; gt; nbsp;6 629 gt; 4 09 2 Sikap keuangan berpengaruh positif dan signifikan terhadap perilaku pengelolaan keuangan keluarga dalam memenuhi Pendidikan anak di Keluarahan Gogagoman Kecamatan Kotamobagu Barat Kota Kotamobagu sebesar 21 43 dengan jumlah gt; nbsp;3 261 gt; 2 02269 dan jumlah nbsp; gt; nbsp;10 649 gt; 4 09 3 Literasi keuangan dan sikap keuangan berpengaruh postif dan signifikan terhadap perilaku keuangan keluaraga dalam memenuhi kebutuhan Pendidikan anak di Kelurahan Gogagoman Kecamatan Kotamobagu Barat Kota Kotamobagu sebesar 77 26 dengan jumlah gt; nbsp;6 329 gt; 3 24 < p>
Kata kunci : Literasi Keuangan Sikap Keuangan Perilaku Pengelolaan Keuangan Keluarga< em>< strong>< p>
nbsp;< strong>< p>
ABSTRACT< strong>< p>
This study aims to determine the effect of financial literacy and financial attitudes on family financial management behavior in fulfilling children s education in Gogagoman Village West Kotamobagu District Kotamobagu City This research method is a survey method with a sampel 41 people Techniques in data collection are questionnaire questionnaire observation and documentation The reserch results were analyzed using multiple linear regression analysis methods and multiple correlation analysis The results of this study indicate: 1 Financial literacy has a positive and significant effect on family financial management behavior in meeting the educational needs of children in Gogagoman Village West Kotamobagu District Kotamobagu City by 14 51 with the number Tcount gt; Ttable 2 573 gt; 2 02269 and the number of Fcount gt; Ftable 6 629 gt; 4 09 2 Financial attitude as a positive and significant effect on family financial management behavior in meeting the educational needs of children in Gogagoman Village West Kotamobagu District Kotamobagu City by 21 43 with the number Tcount gt; Ttable 3 261 gt; 2 02269 and the number of Fcount gt; Ftable 10 649 gt; 4 09 3 Financial literacy and financial attitude have a positive and significant effect on family financial management behavior in meeting the educational needs of children in Gogagoman Village West Kotamobagu District Kotamobagu City by 77 26 with a number of Fcount gt; Ftable 6 329 gt; 3 24 < p>
Keywords: Financial Literacy Financial Attitude Behavior of Family Financial Management< em>< strong>< p>
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